New Website Launches With VA Home Loan Information For Washington State - WAFF-TV: News, Weather and Sports for Huntsville, AL

New Website Launches With VA Home Loan Information For Washington State

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New website launches that educates and informs Veterans on the benefits of VA Home Loans.

Seattle Washington, United States – July 2, 2014 /MarketersMedia/ –

VA Loans are home mortgage loans specifically for American veterans (or their surviving spouses), and guaranteed by the United States Department of Veterans Affairs.

One of the benefits of VA loans is that borrowers do not have to get private mortgage insurance like they normally do with most other types of loans so this can save a veteran lots of money compared to going with an FHA loan for example.

Veterans can use a VA loan to purchase a house, town-home, condo, or lot in a VA approved project. It can also be used to build a new home. VA loans must be used for only the home that a Veteran lives in and occupies.

VA loans actually allow veterans to qualify for loans that are larger then the traditional Fannie Mae type loans, and the Veterans Administration will insure a mortgage where the monthly payment of the VA loan is up to 41% of the gross monthly income versus normally only 28% for a conforming loan.

VA loan qualification is pretty straightforward and is designed for Veteran’s who have at least 90 days of completed service and the program does allow benefits to surviving spouses in many situations.

While many lenders require a minimum credit score to qualify a borrower for a VA loan, the VA does not have a published minimum credit score required, so it’s very important to check with the lender that you work with. Choosing the right lender is one of the most important things to do when deciding on whether to get a VA loan or another type of loan.

While there are many benefits of choosing a VA loan, the top four are:
1. No down payment required
2. No Private Mortgage Insurance
3. Very competitive interest rates
4. No pre-payment penalty

For people that are in the Seattle Washington area, or anywhere in the Pacific Northwest, visit Seattle VA Loan Experts to find out more about VA Loans in Washington.

For more information about us, please visit http://www.seattlevaloanexperts.com/

Contact Info:
Name: Heather Bradley
Email: heatherb@seattlevaloanexperts.com
Organization: Seattle VA Loan Experts

Source: http://marketersmedia.com/new-website-launches-with-va-home-loan-information-for-washington-state/53145

ReleaseID: 53145

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