Homeowners rush to make insurance claims over pipe damage - WAFF-TV: News, Weather and Sports for Huntsville, AL

Homeowners rush to make insurance claims over pipe damage

Insurance agents report a deluge of water damage-related calls. Insurance agents report a deluge of water damage-related calls.
HUNTSVILLE, AL (WAFF) -

North Alabama is finally defrosting after the deep freeze earlier this week. Now, many people are cleaning up the big mess left behind by broken pipes.

Cleanup companies said they are about two days behind schedule and insurance agents report being bogged down by calls.

The bitter weather froze pipes, causing bursts at countless homes and businesses. Insurance agents said it is too early to tell how much the damage will cost statewide, but they do know there are thousands of claims for water damage being filed.

Fortunately, such damage is covered by most homeowner's insurance policies. Agents said this weather event won't affect insurance rates as a whole, but it could affect people individually.

"On an individual basis, it depends on if you have made claims in the past and how many more you make in the future. Before you make a claim, you want to make sure that you have damage that is covered, know how much it is, and make sure it is worth making a claim before you make the claim," said State Farm Agent Joe Demos.

Water damage can cost thousands of dollars, depending on how much water is there and where it is located. For example, repairing the damage at Governor Bentley's private home is estimated to cost $50,000.

Insurance experts said some homeowners may not know their pipes were damaged until it is too late. To check, experts said to first go to your water meter and look at the central dial - this is your leak indicator. If you have no one in your house using water and the center dial is moving, you have a water leak.

The first thing you need to do is turn off your water and report it to the water authority to have someone come and verify the leak.

Remember, when breaking news happens, we break it first online, by email, and by text. If you want to receive our breaking news alerts by text, pull out your phone right now and text NEWS to 44848. Message and data rates may apply. You can text STOP at any time to cancel your subscription, text HELP for more information, or call 877-571-0774 for support.

Copyright 2014 WAFF. All rights reserved. 

  • Trending StoriesTrending StoriesMore>>

  • Homeless man gets makeover from big-hearted cops

    Homeless man gets makeover from big-hearted cops

    Tuesday, April 25 2017 2:44 PM EDT2017-04-25 18:44:10 GMT
    Tuesday, April 25 2017 3:49 PM EDT2017-04-25 19:49:50 GMT

    Police officers in Rome, NY, went the extra mile to give back to their community, helping one in need.

    More >>

    Police officers in Rome, NY, went the extra mile to give back to their community, helping one in need.

    More >>
  • Teen with cerebral palsy denied prom tickets

    Teen with cerebral palsy denied prom tickets

    Friday, April 28 2017 10:36 PM EDT2017-04-29 02:36:27 GMT
    Friday, April 28 2017 11:00 PM EDT2017-04-29 03:00:47 GMT
    Ashley Hamblin already has her dress picked out, but may not be able to wear it. (WSMV)Ashley Hamblin already has her dress picked out, but may not be able to wear it. (WSMV)

    She has her dress, her date, and an extensive hair and makeup plan. It’s all in anticipation of her high school prom, but a Middle Tennessee teen was denied tickets.

    More >>

    She has her dress, her date, and an extensive hair and makeup plan. It’s all in anticipation of her high school prom, but a Middle Tennessee teen was denied tickets.

    More >>
  • Severe reaction to new sandals leads woman on a painful path

    Severe reaction to new sandals leads woman on a painful path

        One woman wants to warn people about her painful path, the result of a severe and debilitating allergic reaction.  She had no idea what she was allergic to until she visited a fourth emergency room in two weeks.    

    More >>

    One woman wants to warn people about her painful path, the result of a severe and debilitating allergic reaction. She had no idea what she was allergic to until she visited a fourth emergency room in two weeks.    

    More >>
Powered by Frankly