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With all the recent flooding and tree damage in many part of the Tennessee Valley home owners are asking…"Am I covered?" A homeowners insurance policy offers basic protection from the most common perils. But because it's built with the average American household in mind, your policy might not account for some risks associated with your location or cover all your possessions. Whether it's a flash flood or just a few inches from a rainstorm, water can cause massive damage to your home and belongings and if you're not financially prepared, the effects can be devastating. If a tree just falls in your yard, many policies don't cover the clean-up. Damage to your car is not covered by your homeowners policy, even if a tree on your property falls and damages your car. It is always smart to check your policy to see exactly what is covered. But if you've experienced repeated flood damage and filed a number of claims, you could be shifted into a higher risk tier and end up paying more for your insurance.
Vanessa Oubre that's My Take what's yours?
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