Thursday, February 28 2013 11:26 AM EST2013-02-28 16:26:09 GMT
The debate over guns in our country is a hot topic and WTVM News Leader 9 has been digging into the issue. Two weeks ago, Chandi Lowry explained the differences between guns that are considered controversialMore >>
The debate over guns in our country is a hot topic and WTVM News Leader 9 has been digging into the issue.More >>
Friday, February 1 2013 5:40 PM EST2013-02-01 22:40:26 GMT
Everyone is guilty of it and it needs to stop. The national focus for years has been accidents and fatalities caused by drunken driving, however, distracted driving can be just as dangerous, expensive,More >>
Everyone is guilty of it and it needs to stop.
The national focus for years has been accidents and fatalities caused by drunken driving, however, distracted driving can be just as dangerous, expensive, and lethal as being drunk behind the wheel.More >>
Wednesday, June 19 2013 12:02 PM EDT2013-06-19 16:02:24 GMT
A fire damaged a Florence plant early Wednesday morning. Investigators said all workers were accounted for, after the fire at the Fiberex plant on Parkway Drive. Investigators told WAFF 48's Marie WaxelMore >>
Investigators are looking for the cause of a fire that damaged a Florence plant early Wednesday morning.More >>
Wednesday, June 19 2013 8:49 AM EDT2013-06-19 12:49:43 GMT
A new study ranks Alabama 19th among in the states in the amount of federal funding that goes into the state government's general revenue. The study by the Tax Foundation says federal funding accountsMore >>
A new study ranks Alabama 19th among in the states in the amount of federal funding that goes into the state government's general revenue. More >>
The two best teams in the NFL go head to head on Sunday and with the big game comes big parties, but before kickoff make sure your game plan is in place.
Susan Carter with J. Smith Lanier and Company said having personal liability insurance is a must when throwing celebrations at a home.
She explained, "Most people think about their personal property. If they buy a big TV for the super bowl, but they don't think about feeding somebody something that's not good or people tripping and falling. We've had decks collapse where the whole party fell down. Just a lot of things that can happen that you just don't think about."
Jim Angleton knows all too well because a couple of years ago, a guest got into a post-game fender bender.
He said, "They actually had some medications and they had a little bit too much to drink." '
Carter commented, "A lot of people don't realize if you give someone too much to drink and they go home and on their way home if they have an accident yes they are going to be liable for it because they caused the wreck. If they found out that they came from a party and you furnished them liquor then you could be help liable too."
Now Angleton is covered if there's a fumble with alcohol or food.
Without liability insurance a person could be responsible for things like lawyer's fees, lost wages, medical bills, even wrongful death claims.
Most homeowners or renters insurance policies include liability coverage.
Carter says the minimum is $100,000 but for a few bucks you can bump it up to protect you even more.
She said often, people can get beyond what you have in liability and they can attack your assets and sue for future earnings.
A person can also buy an umbrella policy that gives he or she a million dollars or more liability insurance.